In December 2010 the Irish government took a majority stake in the bank, which eventually grew to 99.8%.
AIB's shares are currently traded on the Irish Stock Exchange and the London Stock Exchange, but its shares were delisted from these exchanges between 20, following its effective nationalisation.
AIB offers a full range of personal and corporate banking services.
AIB Capital Markets is the division of the company that offers international banking and treasury operations.
The loan for the parlour would be structured and termed out over 15 years.” Phelan commented on how Irish farmers, in general, don’t like taking risks.
“Farmers in this country are typically risk averse. This can be good, but it can also cause problems with cash flow further down the line.We will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make from the use of, or reliance on these templates. is one of the so-called Big Four commercial banks in Ireland.Phelan explained how previous historical farm accounts are very relevant in how the bank assesses the proposal.“Historical accounts give a good indication to the bank as to what level of efficiency the farm business has previously operated.A measure of the returns that a company is making from its capital.Calculated as profit before interest, tax and dividends, divided by the difference between total assets and current liabilities.Phelan advised that there are costs and potential time delays that can delay the draw down of facilities.This should be discussed with the client’s relationship manager at the outset.“When reviewing applications for loans, the first thing I’ll say is that no two are the very same.“Every farm system has differences, meaning that applications will be different,” the regional agricultural advisor said.